I purchased a car back in the summer of 2011, and got it financed through Basic Finance in Shelby, NC. I have had credit problems in my past, but have been trying very hard to get myself straightened out. I was having a difficult time finding anybody to give me financing for my car, but Basic Finance gave me an opportunity and gave me a shot. And since I started paying my loan, I've kept it at least a month ahead, for myself and to prove to the guys at Basic Finance that I won't let me down and get my credit messed up again! I'm so thankful for this company. If you just need a chance, then Basic Finance is where you need to go! If you are having credit problems, but really need someone to just actually care and give you second chance, contact Basic Finance in Shelby, NC! Great guys and girls working there! So nice and easy to work with. I highly recommend them!